Loans | Personal and Student Loans | TheValu.com

Loans

Looking for a personal loan or student loan? We’re here to help. From reviews on top lenders to informative articles to help you navigate your loan process.

Loans 101:

Loans are offered online by banks, credit unions, and online lenders. Loan available online includes personal loans, student loans, student loan refinancing, auto loans, home loans, and more.

Loans are a type of credit where a lump sum of money is lent on the promise of future repayment of the principal amount. Lenders will charge interest/finance charges to the principal value that the borrower must repay on top of the principal balance.

Loans offered may be secured, unsecured, or commercial. When applying for a loan it is important to do your research to find your best option, as different lenders offer different services depending on many factors, including borrower credit score.

Top Lenders

Latest loan Articles

What Is a Personal Loan?

A personal loan is money you borrow for almost any purpose and pay back with interest over multiple years.

October 21, 2020

Is a Personal Loan a Good Fit for you?

Consider a personal loan if you’re consolidating debt or need to fund a large expense like a home remodel.

October 21, 2020

What Is an Unsecured Loan?

An unsecured personal loan lets you borrow money without having to pledge items you own as collateral.

October 21, 2020

Different Types of Personal Loans

Common types of personal loans include unsecured, debt consolidation and co-sign loans.

October 21, 2020

Important Info on Credit Union Personal Loans

Credit union loans may have rates and terms that make them ideal for fair- and bad-credit members.

October 21, 2020

How To Get A Business Loan For Your Startup

Do you plan to build your small business? Do you lack the fund to start your business? Don’t worry because, in this article, we will guide you on how to get a small business loan for a startup.

March 1, 2021

How to Get A Credit Card

A credit card can be an essential tool to ensure your financial freedom. It is also beneficial in building your credit. Most credit cards can provide you rewards, including points or miles on the items you purchase. Getting and opening your first credit card can be an overwhelming task. This article will guide you on how to apply for a credit card.

March 2, 2021

What is an Origination Fee?

An origination fee is a payment associated with the underwriting of a loan. An origination fee is typically a set amount and is typically 0% – 5% of the loan amount.

March 6, 2021

Top Home Improvement Loans of 2021

The term home improvement loan is typically referring to an unsecured personal loan that is used to fund home repairs or improvements.

April 2, 2021

10 Things You Need to Know While Shopping for a Personal Loan

Getting a personal loan can be a confusing process. In this article, we will discuss 10 things you need to know while shopping for a personal loan.

April 2, 2021

When Are Personal Loans a Good Idea?

Personal loans are ideal for any situation where you need cash in a pinch. A personal loan can be used to consolidate debt, fund home improvements and much more.

April 7, 2021

How Much Can I Borrow with a Personal Loan?

With a personal loan, you can borrow from $1,000 up to $100,000. The exact amount you can borrow is set by lenders and is based on your creditworthiness.

April 7, 2021

Types of Personal Loans

While most personal loans come in the form of unsecured with fixed payments, you can find other types of personal loans. In this article, we will break down the different types of personal loans available.

April 7, 2021

Unsecured Personal Loans with No Collateral: Shop and Apply

Unsecured personal loans are personal loans that require no collateral. The rates on unsecured personal loans are typically higher than secured loans.

April 19, 2021

Small Personal Loans in 2021: Compare Your Options

Small personal loans are offered by online lenders, banks, and credit unions. In this article we will break down the top personal loans of 2021.

April 19, 2021