it Cash Back By Discover June 2023 Review

Discover it Cashback Review:

This credit card comes with a high cash-back reward system in rotating quarterly categories — however, a major drawback of this card is that those rewards don't get applied automatically, activation is required and spending caps apply.

Featuring a $0 annual fee, for those who don't mind putting in a little extra work to a little work to activate rewards, this credit card is well worth it.

Features

• Sign up bonus - Unlimited Cashback Match - You will be automatically matched with all cashback bonuses earned at the end of your first year. No minimum spending or maximum rewards.
• No foreign transaction fees
• 3% introductory balance transfer fee, then up to 5% on future balance transfer fees
• Free FICO score reports
• Free access to discovers free social security monitoring service.

Rewards

• 5% back in rotating quarterly categories (on up to $1,500 in purchases each quarter)
• 1% cashback on all purchases

Pros

• Discover Unlimited Cashback Match
• 0$ annual fee
• Bonus cash back categories
• 14 month 0% APR period on purchases and balance transfers

Cons

• Rotating cashback bonuses that need to be activated and monitored in order to receive the bonuses.
• Less acceptance on use outside of the United States.