Citi Diamond Preferred - TheValu

Citi Diamond Preferred Credit Card

Our Rating: 90

Diamond Preferred By Citi Bank July 2021 Review

Annual Fee:$0
Reccomended Credit Score:Excellent (740 - 850)
Inroductory APR:0% on purchases and balance transfers for 18 months
Regular APR:14.74%-24.74% (Variable)

Citi Diamond Preferred Review:

The following article is the TheValu's Citi Diamond Preferred Card Review.

The Citi Diamond Preferred credit card is a $0-annual-fee card that offers a long 0% intro APR on balance transfers and purchases at 18 months. This very long 0% intro APR period could make this card a great option to help consumers get-out-of-debt.

The Citi Diamond Preferred card doesn't offer rewards, leaving little incentive to use it once you've paid off your balance.

Features

  • 0$ annual fee and long 0% intro APR offer
  • Choose your monthly due date
  • No opportunity to earn rewards
  • Balance transfer fees: 3% for each transfer with a $5 minimum
  • Available to consumers with excellent credit
  • Introduction APR Period: 0% for 18 months on purchases and balance transfers
  • 14.74%-24.74% Variable APR after 18 months (based on your creditworthiness)

Pros

  • No annual fee
  • 0% intro APR for 18 months (long 0% introductory apr compared to competitors introductory periods)
  • Choose your monthly due date
  • Free access to FICO score online
  • One of the top balance transfer credit cards
  • A great card to pay off debt

Cons:

  • No rewards