Our Rating: 90
Diamond Preferred By Citi Bank June 2023 Review
Citi Diamond Preferred Review:
The following article is the TheValu's Citi Diamond Preferred Card Review.
The Citi Diamond Preferred credit card is a $0-annual-fee card that offers a long 0% intro APR on balance transfers and purchases at 18 months. This very long 0% intro APR period could make this card a great option to help consumers get-out-of-debt.
The Citi Diamond Preferred card doesn't offer rewards, leaving little incentive to use it once you've paid off your balance.
Features
- 0$ annual fee and long 0% intro APR offer
- Choose your monthly due date
- No opportunity to earn rewards
- Balance transfer fees: 3% for each transfer with a $5 minimum
- Available to consumers with excellent credit
- Introduction APR Period: 0% for 18 months on purchases and balance transfers
- 14.74%-24.74% Variable APR after 18 months (based on your creditworthiness)
Pros
- No annual fee
- 0% intro APR for 18 months (long 0% introductory apr compared to competitors introductory periods)
- Choose your monthly due date
- Free access to FICO score online
- One of the top balance transfer credit cards
- A great card to pay off debt
Cons:
- No rewards