Bank of America Premium Rewards Credit Card

Our Rating: 92

Premium Rewards By Bank of America January 2023 Review

Bank of America Premium Rewards Credit Card Review:

Featuring an annual fee of $95. This credit card features the most powerful rewards program offered by Bank of America on credit cards.


  • 2 points per dollar spent on travel and dining
  • 1.5 points per dollar on all other spendings
  • There is no limit to the rewards you can earn, and your points never expire


  • Sign up bonus
  • Premium travel protection
  • Earn more points on travel and dining
  • Higher reward rates for existing BOA or Merril Lynch customers


  • Annual fee
  • Highest rewards rate limited to certain customers