December 2020 Credit Card Reviews

Our Rating: 92%

★★★★★
★★★★★

Premium Rewards by Bank of America

Annual Fee:
$95
Intro APR:
15.99%-22.99% (Variable)
Intro APR:
Not Available
Credit Score Range:
Good to Excellent (670 - 850)

Ideal for busy travelers looking for flexibility in credit card rewards. Featuring a $95 annual fee and a great sign-up bonus, The Bank of America Premium Rewards credit card offers great reward rates.


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Our Rating: 92%

★★★★★
★★★★★

Blue Cash Preferred Card by American Express

Annual Fee:
$95
Intro APR:
13.99%-23.99% (Variable)
Intro APR:
0% on purchases for 12 months
Credit Score Range:
Good to Excellent (670 - 850)


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Our Rating: 92%

★★★★★
★★★★★

SavorOne by Capital One

Annual Fee:
$0
Intro APR:
15.49% - 25.49% (Variable)
Intro APR:
0% on purchases for 15 months
Credit Score Range:
Good to Excellent (670 - 850)


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Our Rating: 92%

★★★★★
★★★★★

Quicksilver by Capital One

Annual Fee:
$0
Intro APR:
15.49% - 25.49% (Variable)
Intro APR:
0% on purchases for 15 months
Credit Score Range:
Good to Excellent (670 - 850)


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Our Rating: 90%

★★★★★
★★★★★

it Student Cash Back by Discover

Annual Fee:
$0
Intro APR:
12.99%-21.99% (Variable)
Intro APR:
0% for 6 months
Credit Score Range:
No Credit History

The Discover it Student Cash Back Card is one of the best cards for college students. This card offers generous cashback rewards which is unique in this category.


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Our Rating: 90%

★★★★★
★★★★★

Diamond Preferred by Citi

Annual Fee:
$0
Intro APR:
14.74%-24.74% (Variable)
Intro APR:
0% on purchases and balance transfers for 18 months
Credit Score Range:
Excellent (740 - 850)

Featuring a  $0 annual fee and an 18 month 0% APR period for purchases and balance transfers, this card is ideal for consumers who want to transfer other high balance cards at a 3% fee to pay off the debt over time. This card does not offer rewards.


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Our Rating: 90%

★★★★★
★★★★★

Cash Rewards by Bank of America

Annual Fee:
$0
Intro APR:
13.99%-23.99% (Variable)
Intro APR:
0% intro APR for 12 billing cycles on purchases and on balance transfers made within 60 days of account opening
Credit Score Range:
Good to Excellent (670 - 850)

Features the option to choose your 3% cashback category. Carries no annual fees, has a generous 12 month 0% intro APR and has a $200 cash rewards bonus after making $1,000 in purchases in the first 90 days.


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Our Rating: 90%

★★★★★
★★★★★

Freedom Unimited by Chase

Annual Fee:
$0
Intro APR:
14.99%-23.74% (Variable)
Intro APR:
0% on purchases for 15 months
Credit Score Range:
Good to Excellent (670 - 850)


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Our Rating: 88%

★★★★★
★★★★★

it Cash Back by Discover

Annual Fee:
$0
Intro APR:
11.99%-22.99% (Variable)
Intro APR:
0% for 14 months on Purchases and Balance Transfers
Credit Score Range:
Good to Excellent (670 - 850)

Discover it CashBack features high rewards rate in varying categories, has a 14 month 0% APR offer. A drawback is that rewards rotate every 3 months.


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Our Rating: 88%

★★★★★
★★★★★

Gold Card by American Express

Annual Fee:
$250
Intro APR:
15.99%-22.99% (Variable)
Intro APR:
Not Offered
Credit Score Range:
Good to Excellent (670 - 850)

The Amex Gold Card offers users great reward options on dining at restaurants and shopping at U.S. supermarkets.


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