TheValu Team

Credit union loans may have rates and terms that make them ideal for fair- and bad-credit members.

Common types of personal loans include unsecured, debt consolidation and co-sign loans.

An unsecured personal loan lets you borrow money without having to pledge items you own as collateral.

Consider a personal loan if you’re consolidating debt or need to fund a large expense like a home remodel.

A personal loan is money you borrow for almost any purpose and pay back with interest over multiple years.